Having a credit card (essay 2)

                Credit cards are very important for the people of the new generation.When ever you find that you are in urgent need of money , credit cards are very useful.       

                Having a credit card have a lot of advantages. A credit card can increase your purchasing power. You want to buy something but you don`t have cash at hand? No problem ….because you have your credit card. A credit card can allow you to buy things online. Credit cards are still a payment solution. A credit card is more convenient to carry than a lot of money . All you need is that plastic card and everything will be alright.

                On the other hand , having a credit card has some disadvantages. Credit cards , with the purchasing freedom they would make you to spend more than what your budget would allow. Moreover , its impose interest rates and other applicable fees. In  addition , anyone who manage to intercept the data found on your credit card can use your line of credit for their own purposes.

                Having a credit card has advantages and disadvantages. I am for credit cards because those things can make your life easier .